Call Us: 1-800-031-7979

Facts on the Montgomery G.I. Bill

February 16, 2012

The G.I. Bill covers several parts of your finances while on duty and after. The Montgomery G.I. Bill has specific eligibility, and you have to qualify in order to partake in other programs, such as the Top-Up program. MGIB is available for selected reserve service members that will help with training and education costs. If you have served for 24 or more months on active duty, and you have the option to pay into the G.I. Bill for active duty, then you are eligible for MGIB. The second part of MGIB is for REAP (Reserve Education Assistance Program), which allows you activate up to 80 percent of your GI Bill for active duty.

There’s some brief facts that you need to understand about the eligibility for MGIB. If you meet the following two requirements, then you are eligible to receive this aid. One, your character of discharge must be fully honorable. That means that to use MGIB after you separate from active duty, you have been discharged under honorable conditions and general discharges do not allow for eligibility for MGIB. If you weren’t eligible for MGIB before with your first period of active duty, you do have a second chance by using a later period of active duty to receive benefits.

The second requirement is that you have completed high school. If you want to use the benefits as an active duty member or after you leave active duty, then you must have a high school diploma or GED equivalent before you can apply for benefits. You can complete 12 hours toward a college degree before you apply for benefits and also meet this requirement.

There is one more requirement that you have to meet, and it depends on when you entered the military. If you entered before July 1st, 1985, then you have to meet the following:

  • You entered active duty before January 1st, 1977.
  • You served at least one day between 10/19/84 and 6/30/85, and you stayed on active duty through 6/30/88.
  • On 12/31/89, you had entitlement left from the Vietnam G.I. Bill.
  • Not eligible for MGIB according to the above requirements and for the second group which is listed after this group of requirements.
  • You were active on 9/30/90 and separated involuntarily after 2/2/91, or you were involuntarily separated after 11/30/93 or you voluntarily separated under either the Voluntary Separation Incentive or Special Separation Benefit program.
  • Before the separation, you had military pay that was lowered by $1200.
  • If you were on active duty on 10/9/96 and you had money remaining in a VEAP account on that date and you elected MGIB by 10/9/97.
  • If you entered the full-time National Guard duty under title 32, USC between 7/1/85 and 11/28/89, and you also elected MGIB during the period 10/9/96 through 7/8/97.
  • If you also had your military pay reduced by $100 a month for 12 months or made a $1200 lump-sum contribution.

Those who do not meet the above qualifications will fall under another requirement. These are:

  • You entered active duty for the first time after June 30, 1985, and you had military pay reduced by $100 a month for first 12 months.
  • If you continuously served for 3 years or 2 years if that is what you first enlisted, or 2 years if you entered Selected Reserve within a year of leaving active duty and served four years.

Obviously the requirements are very stringent for this program. So it is important to talk to a VA representative or superior officer about whether or not these programs will benefit you. There is a time frame that starts from the date of the veteran’s last discharge and goes 10 years, but sometimes even those who do not qualify may get an extension.

MGIB can help a particular type of military officer. If you think that you qualify, it’s important that you talk to a Department of Defense representative right away to figure out your aid.

blog comments powered by Disqus

Find Post-Military Education

Many schools set up entire veterans communities with transition assistance, tutoring, prep courses and stable support system. Finding a college that provides services for veterans is simple.

Use our FREE custom search tool to find great military-friendly schools:

Latest Posts

Top Five Degrees for Military Spouse

Oct 31, 2012

Military personnel are not the only military individuals who may be seeking a degree. Military spouses actually make up a large portion of the military degree seekers.

Top Five Military Degrees

Oct 30, 2012

There are several hundreds types of military degrees with subtypes and minors.